Awesome! This looks amazing. I really like the "Safe to Spend" idea.

this is completely brilliant...

Just wow!

Very exciting. I can't wait to be a part of it. I would love a way to use bank simple for my business as well. Any current or future plans for that?

Genius. You guys rock!

I'm hoping The Netherlands will get something like this as well :)

Goal-oriented banking! What a concept! Seriously lovely work. I can't wait to try it.

Phenomenal. You are in the right path. "Safe to say" ;)

I can't wait to try it. My only comment is the position of the + button. I'd rather have it right next to the search bar or maybe to the left of the clear button inside the textfield. For fast clicking it's too far away and a little unbalanced since the headline above lacks of a right positioned icon as well. Cheers!

You are all the things I'd hoped Mint would have been. Please handle all of my money. Soon.

At 2:35, you clear the search by hitting "Clear" in the search bar, and then you have to move your mouse over the the yellow bar on the right that says "Transaction is Pending..." to close the detail for the taxi cab fare. Why?

Clear the search and clear that detail view simultaneously. One button. Unless there is a benefit to keeping that visible once you clear your search? But it doesn't seem like there is because the first thing you did after clearing the search was move your mouse to close the detail view. And I can envision most users doing the same thing.

When you choose a transaction in the Transaction History list and it is highlighted with the yellow bar, why does the yellow bar extend further than the Transaction History header. I can't tell you how annoying that is, haha. My brain wants it to line up with the header. I think the yellow makes it stand out enough. You don't need to also take it out of the flow of the design by pushing the rounded corners past the header. Just drop the rounded corners and make it a rectangle that lines up.

Great. Can't wait to try it out in real life!

This looks like a great concept. I'm using USAA right now and even though they are a nice online bank I've noticed that they are really pushing other "offers" now. Annoying. I just want a simple way to spend and track where my money goes. A well designed online window to my bank is a serious Must! Can't wait to see the mobile app.

this is most amazing thing I have seen in a long time (i mean really long time)
come to europe, please

You totally need to go international - cant wait!

You've built the site I hoped plusbank.nl/ would eventually become. Awesome.

Industry-changing ideas, hopefully the product as well. good work guys! Repeating the request to open in Europe :)

Fantastic stuff!

there will be a huge migration once this takes off. I do worry about cyber security however as I don't feel that cyber security has kept up with cyber crime. Please make security as big a concern as usability.

So, so interested in this. Been waiting to be able to bank like this for a looooong time.

What's the value?
I'm keen to see banking "disrupted" but this seems to be little more than a budget tool.
Starting with a nonsense example of how to reach savings goals by using "high yield" savings accounts or CDs is as if these 1% and 2% products are anything but negatively geared to inflation. That sounds more like "bank simpleton." (sorry)

I like the predictive budgeting, "safe to spend" but Mint does that much the same and makes useful comments to avoid missing bills (by analyzing your account payments) and advice on how to improve the credit score, etc.

The established competitor is Quicken and their Mint product. They lack bill-pay services, so that's the path of least resistance to deliver the most value. As other comments here noted, security is always an issue. I think Quicken has the perceived image of being a trusted vendor with reliable security. Still, simplebank will need to be locked into an identity theft detection/prevention service like lifelock. And I'd like to see an "emergency" solution where I can somehow get about a day, a week and even three months of "emergency" support in the event of identity theft because there's always the fear of finding all accounts emptied and all cards max'd out through a "consolidated" services site -- something to make it less painful in the event of identity theft.

Since Google announced cell phone based payment "Wallet" no doubt all the banks will offer this kind of device to fleece us of fees and impose parasitic charges. There's the opportunity to flank the credit card vendors and provide banking, billing and payment.