As millions of Americans look to move their assets into local financial institutions, credit unions are often concerned about the impact of new deposits on their net worth ratios. Credit unions that serve low-income communities can access some special resources to build net worth and accelerate growth in their communities, including NCUA low-income designation, secondary capital loans and other grants and investments.

This presentation from Self-Help Credit Union President Randy Chambers discusses ways CDCUs can use grants to build long-term income to increase capacity for long term growth.

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