Why do you need income protection?
For most of us, household bills are a reality of everyday life and to pay them we rely on our income. To be able keep our income flowing we all need good health, but unfortunately this isn’t something we can always control and sometimes we get ill or injured. If that means you cannot work, your finances will suffer and you may not be able to pay your bills.
Income protection is designed to protect you against this risk by helping you to pay your bills and monthly financial commitments if you are if you are unable to work because you are ill or injured.
There are various types of cover, some pay out for short period of up to a year, and others pay out until your retirement, but they all seek to ensure that you can meet your essential financial commitments whilst you recover.
The cost of the policy varies depending on the amount of cover you take, your age, the job you do and how quickly it starts to pay after you are injured or fall ill.
Choosing the right type of cover and the right provider for your needs is one of our specialist skills. Please contact us today and we will be delighted to explain your options and help you to decide on the best way to proceed.
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