Bargaineering.com's Jim Wang talks about how significant our small day to day spending can be on our financial future. Buying that coffee each day for $3 may seem insignificant, until compounding interest takes control over the span of forty years.

However, despite all that, Jim argues that if buying coffee makes you happy, then buy it. As long as you're aware of the impact, you can make a smart active decision.

This video was sponsored by TurboTax.com where you can Follow @TurboTax on Twitter for more information on tax and product news.