Paying with Credit Cards or RFID cards is a very engineered and raw-data driven experience. The experience and the process of buying a coffee or a car in a cashless society is basically the same.

In third world countries ATM cash-machines are rarely available and people usually do not have bank-accounts. With mobile phone becoming ubiquitous, they are becoming more and more the wallet, however without any designed experience.

Very human interactions, gestures and rituals got totally lost or neglected through the introduction of e-money transactions.