JILL BERNI - Broker/Realtor
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El Dorado County, Sacramento Cou
jillberni4homes.com/
Celebrating 30 years of Customer Service...
"You can't bring her a Real Estate Problem, that she hasn't Solved before" (no brag, just fact).
Career Path:
I entered Real Estate in the 70's, working for several well known Banks and Savings & Loans. I learned the importance of thorough documentation, determining mortgage qualifications and customer service. Today, I am able to quickly determine if a potential buyer is one that has the necessary qualifications to purchase one of my listings.

During the 1980’s, the market rendered new challenges brought about by change in federal regulations and the advancement of consumer protection. At this time, I had advanced to Senior Loan officer, further increasing my skills of letter perfect documentation and also acquiring the patience to listen to each applicant’s needs and desires which has proven to be a valuable attribute today. This is also where I learned how important it was to move in a timely manner and relentlessly pursue the closing of each real estate transaction.

As a result of handling thousands of real estate lending transactions, I acquired her Real Estate license and transitioned into the realm of selling real estate. It was a natural progression to utilize my specialized training to now control both sides of the transaction, to better service my client’s needs and assure the completion of the sale. I have worked for such note-worthy Real Estate companies as Re/max Gold, Folsom Real Estate and Lyon Real Estate which helped to increase my broad spectrum of skills, advanced Real Estate training and moving toward the next stage in my career.

In 2002, I decided it was time to leave the regimented corporate environment. I had earned my Brokers License and wanted to open a Real Estate company that was focused on the individual client needs, instead of an inflexible corporate agenda. I also wanted my husband, Edward, to bring his Brokers License and merge his 30 years of sales and marketing to our new company.

When I opened OakTree Home & Loan, it was important to me to have the most experienced trustworthy team available, members who are long time residents, and those that can provide maturity and understanding to each individual client’s needs. Each team member has vast experience in each area of the Real Estate dynamic, to give each buyer and seller the most seamless transaction possible.
Need to Sell This Year?... 24Hr recorded message gives detailed information:1 866 866 6662 x1234

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