Our Investment beliefs reflect Modern Portfolio Theory
Investors should not be put off by the complexities of investing corporate, personal or pension money. A streamlined Investment Process will remove uncertainties as you are informed of potential returns, potential downside risk and Investment Strategy at the beginning. There should be no surprises. We believe:
Capital Markets work, they are efficient.
Risk and Return are related.
Diversification is essential.
Asset allocation is critical in risk related portfolios.
Rebalancing is essential.
Stabilisers should be implemented in the investment process where possible.
There should be no exit penalties.
Transparency is key.
Independent Fund Performance and Research should be used.
Non Performing Fund Managers should be replaced.
Tax Planning for exit tax is as important as the initial investment strategy.
Psychometric risk appraisal is crucial.