The contents of this video are offered only for general informational and educational purposes. They are not offered as and do not constitute legal advice or legal opinions. The benefits discussed in this video are specific to eligible employees of Mohawk Valley Health System for the 2018 plan year. You should always consult Human Resources with any questions regarding your benefits. Additionally, the visual elements included in this video are representations of coverage only and should not be construed as a contract for insurance. In the event of a discrepancy between the content of this video and your individual insurance plan documents, the plan documents will prevail.