Educators Credit Union has enhanced our rewards program! You will continue to earn points the same way with your credit or debit cards as you did before. You earn one point for every dollar spent on credit card transactions and one point for every $2 spent on debit card transactions. However, NOW you will be able to choose from better rewards that fit your personality and your lifestyle. Your points can now be redeemed for: Gift Cards, Cash Back, Car Rental, Hotel, Air Travel and Educators In-House Product discounts through our new program, Points for Perks!