Sept. 18, 2003, Hurricane Isabel roared through Richmond, Virginia leaving a path of destruction in its wake. Wind damage was widespread in Richmond and is remembered as the greatest wind and storm surge since Hazel in 1954. The damage to our home was devastating as a result of hurricane Isabel consisting of falling trees which fell on our home, power lines and a retainer wall destroyed by wind and air borne debris. The retaining wall had previously reduced the lateral loads on the wall and decreases the hydrostatic pressure to mitigate damage to the basement wall materials. After the storm there were trees everywhere; on top of houses, in the streets, on top of each other and on top of downed power lines. The Nationwide Mutual adjuster at that time stated that the foundation had sustained damage related to hurricane Isabel which was minor and cracks in the garage. The Adjuster did not compensate for the replacement of the retaining wall or basement wall repairs. Prior to Aug. 27, 2011 there had not been any issues relating to the intrusion of water or mold. A video of the storm damage to our home as a result of hurricane Isabel is available.