There is a lot of confusion surrounding healthcare exchanges (both private and public), and how they are designed to help lower costs, and allow individuals the ability to choose a plan that best fits their needs. When employers offer enrollment in a private exchange, they are able to provide employees with a ‘defined contribution’. This allows employers to control their costs while empowering employees to choose the benefits they value most. This video provides some great background. For more information, please visit mrctbenefitsplus.com.

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