What is it?
Car insurance protects you against financial loss in the event of an auto accident. It is a contract between you and your auto insurance company. You agree to pay the premium and the car insurance company agrees to pay your losses as defined in your policy.
What coverage do I need?
Many states require that you keep a minimum amount of car insurance coverage for bodily injury and property damage liability. Whether you just need the minimum required coverage or not is up to you; it can depend on many factors such as whether you have a car loan, health insurance, or young drivers in the household.
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