Many DC schemes are sub-optimal, and engagement strategies are not fit for purpose. Should nothing change, DC members run the very real risk of receiving an income in retirement not only far lower than their DB counterparts of the past, but far lower than they might expect and have prepared for. In this session, we examine the key flaws associated with the three main phases of a modern day DC scheme. We then provide our thoughts on how these flaws can be overcome so that we can expect DC schemes that are truly fit for the DC generation.
George Fowler, Senior Investment Consultant
Tom Curtis, Investment Analyst
The Bank of England has signalled that it may soon raise interest rates, forecasting that inflation will be back at 2% in two years' time, while it also expects unemployment to fall further. Although this suggests that the economy is returning to normal, huge uncertainty remains over what "normal" will actually look like. In this session, we present and debate two contrasting views on the economic outlook: one emphasizing the significant headwinds that still exist, and the other presenting a more optimistic outlook, placing more weight on the opportunities afforded by technological and other developments.
Steven Blackie, Investment Business Leader, UK
Andrew Kirton, Investment Business Leader, EuroPac
Rupert Watson, Head of Asset Allocation, Fiduciary Management
William Hague describes what he sees as the main forces shaping world affairs in the years to come, including the impact on the UK and the implications for Europe and the wider world. From the EU referendum to the outlook for China, he draws on his extensive experience in government to explain how global trends will bring increased uncertainty, but still great opportunity.