1. Making Change: Week 1

    “Less Is More”
    Matthew 6:21 CSV Your heart will always be where your treasure is

    Ecclesiastes 4:6 NIV Better is one handful with tranquility than two handfuls with toil and a chasing after the wind.


    10 Richest People In The World – Forbes Magazine

    1)Jeff Bezos - $112,000,000,000

    2)Bill Gates - $90,000,000,000

    3)Warren Buffet - $84,000,000,000

    4)Bernard Arnault - $72,000,000,000

    5)Mark Zuckerberg - $71,000,000,000

    6)Amancio Ortega - $70,000,000,000

    7)Shawn Hennessy - $67,1000,000,000

    8)Charles Koch - $60,000,000,000

    9)David Koch - $60,000,000,000

    10)Larry Ellison - $58,500,000,000

    Total - $744,600,000,000

    Ecclesiastes 4:6 NIV Better is one handful with tranquility than two handfuls with toil and a chasing after the wind.

    When I can focus less on what doesn’t matter, I can experience more of what does.

    What Really Matters?




    Less Is More Living

    1) Cut Back

    You’ll never lose your appetite for something while you’re still allowing yourself to consume it.

    Luke 12:15 NLT Your life isn’t measured by how much you own.

    2) Clear Out

    Get One – Give One

    The Hundred Things Challenge

    3) Cash Out

    Debt is an artificial blessing

    Philippians 4:19 NASV And my God will supply all your needs according to His riches in glory in Christ Jesus..

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  2. Making Change
    Week 2

    “Stress Is Bad”

    Hebrews 12:11 NIV No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.

    Proverbs 13:12 NIV Hope deferred makes the heart sick, but a longing fulfilled is a tree of life.

    Proverbs 22:7 NIV The rich rule over the poor, and the borrower is slave to the lender.

    Luke 16:10 NIV Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.

    3 Prayers To Pray While Getting Out Of Debt

    1) God Give Me Self-Control

    Proverbs 25:28 NIV Like a city whose walls are broken through is a person who lacks self-control.

    “Live Like No One Else Lives Now So You Can Live Like No One Else Lives Later.” -Dave Ramsey

    2) God Give Me Understanding

    Hosea 4:6 ISV My people are destroyed because they lack knowledge of me. Because you rejected that knowledge, I will reject you as a priest for me. Since you forget the Law of your God, I will also forget your children.

    3) God Give Me A Plan

    Proverbs 21:5 NIV The plans of the diligent lead to profit as surely as haste leads to poverty.

    Luke 6:38 NIV Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.

    Matthew 6:31 ESV Therefore do not be anxious, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’

    Matthew 6:33 ESV But seek first the kingdom of God and his righteousness, and all these things will be added to you.

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  3. Making Change: Week 3

    Ecclesiastes 4:6 NIV Better is one handful with tranquility than two handfuls with toil and a chasing after the wind

    Proverbs 22:7 NIV The rich rule over the poor, and the borrower is slave to the lender.

    “Giving Is Good”

    Acts 20:35 NIV We should remember the words of the Lord Jesus when he said - It's more blessed to give than to receive.

    2 Corinthians 9:11NIV You will be enriched in every way so that you can be generous on every occasion, and through us, your generosity will result in thanksgiving to God.

    Proverbs 11:24–25 The Message The world of the generous gets larger and larger. The world of the stingy gets smaller and smaller. The one who blesses others is abundantly blessed.

    3 Biblical Truths To Help You Grow In Generosity

    1) Tithe

    Malachi 3:10 NIV Bring the whole tithe to the storehouse, that there may be food in my house.‘Test Me in this,’ says the Lord ‘and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.

    Leviticus 27:30 NLT One-tenth of the produce of the land, whether grain from the fields or fruit from the trees, belongs to the Lord and must be set apart as holy

    Leviticus 27:31 NLT If you want to buy back the Lords tenth of the grain or fruit, you must pay its value, plus 20 percent.

    2) Plan

    Isaiah 32:8 NLT Generous people plan to do what is generous, and they stand firm in their generosity.

    3) Act

    Philemon 1:6 NLT I’m praying that you will put into action the generosity that comes from your faith as you understand and experience all the good things we have in Jesus.

    # vimeo.com/302718368 Uploaded 10.5K Views 0 Comments
  4. Making Change
    Week 4

    Tomorrow Matters

    Matthew 6:21 NIV For where your treasure is, there your heart will be also.

    Ecclesiastes 2:11 NIV Yet when I surveyed all that my hands had done and what I had toiled to achieve, everything was meaningless, a chasing after the wind; nothing was gained under the sun.

    “He who dies with the most toys still dies.” -Malcolm Forbes

    We spend so much time consuming today that we don’t spend enough time considering tomorrow.

    4 Steps To Building Wealth

    1) Live On A Written Budget

    On Paper – On Purpose

    Habakkuk 2:2 ESV And the LORD answered me: “Write the vision; make it plain on tablets, so he may run who reads it.

    Luke 16:10 NLT If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won't be honest with greater responsibilities.

    Luke 14:28 ESV For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?

    The Formula For Writing Your Budget

    Tithe 10%

    Save 10%

    Spend 80%

    2) Avoid Debt

    Proverbs 22:7 NIV The rich rule over the poor, and the borrower is slave to the lender.

    “The average car payment in America is $486/Month for 82 Months” -National Auto Dealers Association

    Proverbs 13:7 NIV One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.

    “Americans have $1.2 Trillion in school loan debt.” -studentloan.gov

    Debt isn’t an Investment - it’s an Inhibitor.

    3) Save Money & Invest

    Proverbs 21:20 NIV The wise store up choice food and olive oil, but fools gulp theirs down.

    Proverbs 21:20 NLT The wise have wealth and luxury, but fools spend whatever they get.

    Wealth = Having more than you need

    3 Basic Things To Save For

    1) Emergencies

    “78% of people will have a significant negative financial event within the next decade.” -Money Magazine

    2) Major Purchases

    If you save – you can get the stuff without the stress

    3) Your Future

    Investing $100/month in a Roth IRA from age 30-70 will return $1,176,000

    4) Be Incredibly Generous

    2 Corinthians 9:7 NIV Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.

    Being outrageously generous will rock your spiritual world

    Generosity is the language love speaks

    John 3:16 N.E.T. For this is the way God loved the world: He gave his one and only Son, so that everyone who believes in him will not perish but have eternal life.

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Making Change

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