There is no such machine that will spit out money for you whenever you want. A payday advance might be the closest that we have come to it. When you need money in your account and you need it quickly, the ease of a payday loan makes it a popular choice.
If you're looking to establish your credit and boost your credit score, a payday loan may not be what you're looking for. Payday loan lenders don't report to credit bureaus, so depending on what your goal is, a credit card might be more of what you need.
It's not easy to budget a payday loan. Since it's a short term loan, lenders expect to be paid on your next payday. If you doubt that you can make the payment on time, it's best to look at all options.
Anyone who has been trapped in debt knows that it's no fun. Credit cards, car payments are both ways that make us feel stressed over being in debt. If you are not careful, it can be the same if you get a payday loan.