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  4. Life insurance is one of the most important components of your overall financial plan. It is a powerful tool with a wealth of benefits for you and the important people in your life. But, it can provide more than just "peace of mind".

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  5. During retirement you need to ensure that your nest egg will provide income for the rest of your life.Unfortunately, there’s no way to eliminate taxes altogether, but you can implement strategies to minimize their impact on your retirement income.

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