Produced by a college student, this video describes how many students feel about the issue of college loans and the student debt that they carry. Far too many students believe that they will never be able to pay off their loans. The result of the burden of debt is a dismal view of their future. The feeling of being crushed by debt is often overwhelming. In fact, a study by Gallup indicated that when student debt reaches or exceeds $40,000 for an individual, that their entire life is adversely affected. The negative effects, to mention a few, include the delay in major purchases including homes, cars, and even, a delay in getting married.