1. Technological advances and our hyper-connected lifestyles have led consumers to expect instant gratification and personalisation at every turn. As a result, retailers face a daunting ultimatum: change, or become obsolete. Here we identify five trends not to be ignored.

    David Jowett, President, DAC Group Europe

    # vimeo.com/156337723 Uploaded 377 Plays 0 Comments
  2. Uber, Netflix, AirBnB and Kodak, all firms that have seen digital impact them, some by creating a business, some destroying one. Organisations of all sizes who haven¹t already started on the road to digital transformation are running the very real risk of seeing new entrants who come from nowhere and take over their market inconceivably quickly. Ross Fraser from EMC gives his first hand views of how businesses are reacting.

    # vimeo.com/151399847 Uploaded 714 Plays 0 Comments
  3. By Stephen Topliss, VP of Products, ThreatMetrix

    How businesses are securing transactions and driving revenue by embracing digital identity

    ○ Traditional authentication methods are ineffective in a post-breached world

    ○ Distinguish between genuine customers and fraudsters with digital identity

    ○ Protect online revenue with smarter authentication of customers

    Digital identity is where cyber-crime and fraud prevention meets revenue generation for digital businesses. With each data breach that hits the news, online transactions and logins are targeted with a growing pool of stolen credentials. Traditional identity-proofing methods are fast becoming ineffective.

    However, onerous security processes that seek to address this issue can often create barriers to online transactions and business interactions. That is why digital businesses are turning to the concept of digital identity to protect against fraudulent activity while authenticating users accurately and without adding friction.

    Every time a consumer makes an online transaction, they leave a digital footprint. This is spread across multiple devices, locations, addresses and payment methods, and across their personal and business activity. In contrast, the footprint of a fraudster is often markedly different to a genuine customer, as they go to great efforts to mask their devices, location and true identity.

    Businesses looking to operate successfully online must piece together all the hundreds of identifiers connected to a user to gain insight into their users’ true digital identities based on a pattern of trusted behaviour.

    At ThreatMetrix, we are committed to helping digital businesses bring together all aspects of a consumer’s online devices and behaviour into one unique, anonymised digital identity in a way that is completely transparent to consumers. We can recognise up to 95 per cent of trusted users, and what enables us to do this is the world’s largest Digital Identity Network, built on the global shared intelligence from more than a billion transactions per month.

    Removing friction from authentication accelerates conversion rates for e-commerce by up to 4 per cent, drives up satisfaction levels for online banking and maximises revenue. Understanding consumers’ digital identities not only drives down fraud losses by up to 90 per cent, but also lowers operational costs related to fraud up to 50 per cent by decreasing reliance on costly step-up authentication and manual reviews.

    # vimeo.com/151288924 Uploaded 557 Plays 0 Comments
  4. By Charlie Bruin, Chief Executive, Liberata

    The public sector is under unprecedented pressure to deliver yet more savings. But more efficient use of data and technology means this can be achieved without having to compromise on services.

    Major government efficiencies are possible through the effective re-use of innovation that already exists in the public and private sector.
    Using data analytics and reviews to target cases of fraud and error achieves better results and substantially reduces the workload for local authorities.
    Using process automation in payments and reconciliations reduces government administration significantly and will save millions if applied more broadly.

    # vimeo.com/153223625 Uploaded 499 Plays 0 Comments
  5. By Charlie Bruin, Chief Executive, Liberata

    The public sector is under unprecedented pressure to deliver yet more savings. But more efficient use of data and technology means this can be achieved without having to compromise on services.

    Major government efficiencies are possible through the effective re-use of innovation that already exists in the public and private sector.
    Using data analytics and reviews to target cases of fraud and error achieves better results and substantially reduces the workload for local authorities.
    Using process automation in payments and reconciliations reduces government administration significantly and will save millions if applied more broadly.

    # vimeo.com/152408903 Uploaded 28 Plays 0 Comments

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