Our intervention looks at Croatia and Italy to grasp potential socio-economic possibilities arising from the EU periphery. 10years after the financial crisis, socio-economic conditions continued to be exacerbated, and austerity has favoured mass unemployment and increasing indebtedness. Foreign banks have been exploiting the periphery’s high home-ownership model, with a high rate of mortgages being signed. These transactions fuelled banks’ carry trade activity, whereby banks wrote FX denominated mortgages to profit from interest rate differentials. Risk was effectively externalised to households. We ask if households’ inclination to risk in order to secure the future can open up new ways of structuring money. Finance currently functions from unknowability and then benefits from the ordering of probabilistic situations. Can we find other ways to leverage the unknown future and turn a pervasive condition of economic uncertainty towards more socially positive trajectories? In envisioning a counter-method to the current banking system’s effects, a key issue is the scale at which banks operate. In a speculative move, we look at housing in an attempt to address the questions of scale and carry trade as an activity profiting from households.