1. Refinancing Student Loans


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    If your federal or private student loans have a high interest rate, generally more than 6%, you might be eligible for student loan refinancing. Student loan refinancing is when a private lender pays…

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    • Income Based Repayment


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      Income based repayment is a repayment option for federal student loans. Your loan type determines if you are eligible for IBR, as well as if you can demonstrate a "partial financial hardship"…

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      • Income Contingent Repayment


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        Income contingent repayment is a repayment option for federal student loan borrowers. Your loan type determines if you are eligible for this program, which reduces your payment to 20% of disposable…

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        • Student Loan Repayment Options


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          There are many different programs for your student loan repayment. Learn more about the types so that you can select the best one for your situation.

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          • Pay As You Earn Student Loan Repayment Program


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            Pay As You Earn is a student loan repayment plan for federal student loans that reduces your monthly payment to 10% of your disposable income.

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            • Direct Student Loans


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              The Federal Direct Student Loan program was created in the 1990s and expanded in 2010 to be the primary federal student loan program. There are four types of Direct student loans - unsubsidized,…

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              • State Student Loan Forgiveness Programs


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                Many states offer graduates who work in needy areas of the state student loan forgiveness benefits. These programs are almost all based on your occupation.

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                • Academic Malfeasance Teaser


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                  This is a long-term project for me. Hope to raise the money to make the full movie with professional actors.

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                  • Plan finances for education


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                    Video Demo of Prophesy Application

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                    • Paying Back Your Student Loans


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                      "I just graduated—how do I tackle all this debt?" Beth walks students through the various repayment options to find the best way to pay off those federal loans. Video courtesy of Khan…

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