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Mercury Provident was founded in 1974 by Christian Nunhofer and others. It was later constituted as a "licensed deposit-taking institution" under the Banking Act 1979. Inspired by the anthroposophical thinking of Rudolf Steiner, Mercury Provident aimed to raise awareness of the functions of money and financial lending in society. It offered loans to enterprises it judged to be of social and environmental value, for example Steiner schools, organic farms, wind farms and worker cooperatives. Enterprises supported included Henry Doubleday Research Association and Weleda UK.  In 1994 Mercury Provident, which then had assets of about £9 million, was taken over by the larger ethical bank Triodos of the Netherlands. The decision was reported as due to an increased burden of regulatory requirements.

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A Look to the Future - Mercury Provident